Burns Ind. Code Ann. § 24-4.7-4-5
§ 24-4.7-4-5. Charges made against consumers' accounts -- Requirements -- Exceptions
(a)
This section does not apply to any of the following:
(1)
A transaction made in accordance with prior negotiations in the course of a visit by a consumer to a
merchant that operates a retail business establishment that has a fixed, permanent location where consumer
goods are displayed or offered for sale on a continuing basis.
(2)
A transaction in which:
(A)
a consumer may obtain a full refund for the return of undamaged and unused goods; or
(B)
a consumer may, within seven (7) days after receipt of merchandise by a consumer, give a
cancellation of services notice to a seller and return the merchandise, and the seller must process the refund
within thirty (30) days after receipt of the returned merchandise.
(3)
A transaction in which a consumer purchases goods or services under a television, radio, or print
advertisement or a sample, brochure, or catalog of a merchant that contains:
(A)
the name, address, and business telephone number of the merchant;
(B)
a description of the goods or services being sold; and
(C)
limitations or restrictions that apply to the offer.
(4)
A transaction in which a merchant is a bona fide charitable organization.
(b)
A contract made under a telephone sales call in violation of this section is not valid and enforceable
against a consumer.
(c)
A merchant who engages a telephone solicitor to make or cause to be made a telephone sales call may not:
(1)
make or submit a charge to a consumer's credit card account; or
(2)
make or cause to be made any electronic transfer of funds;
until the merchant receives from the consumer a copy of the contract, signed by the consumer, that complies
with this chapter.
