32 M.R.S. § 4668
§ 4668. Limitation
1.
EXCLUSIONS. This subchapter does not apply to the following:
A.
A sale where the gross sales price, including any interest or carrying charges, is less than $ 25;
B.
A transaction regulated under Title 9-A, sections 3-501 to 3-507;
C.
A sale by a dealer or agent or salesman of a dealer registered pursuant to chapter 135 of stocks,
bonds, debentures or securities
representing stocks, bonds or debentures registered pursuant to chapter 135 or expressly exempt from
registration pursuant to chapter
135;
D.
A sale of insurance regulated under Title 24-A, sections 2515-A and 2717; or
E.
A sale of credit services by a supervised lender, as defined in Title 9-A, section 1-301, subsection
39, or an agent or affiliate of
a supervised lender to the extent the affiliate or agent is selling or offering to sell the credit
services of the supervised lender.
For purposes of this paragraph, "credit services" includes any extension of credit and any product or
service that a supervised
lender is authorized by law or regulation to sell in connection with or relating to an extension of
credit, such as credit insurance and a
debt cancellation policy. For the purposes of this paragraph, "affiliate" has the same meaning as that
term is defined in Title
9-B, section 131, subsection 1-A. Transactions covered by this exemption are limited to those that become
effective only after the
consumer has affirmed the terms and conditions of the agreement by an acceptance initiated by the
consumer.