Tex. Bus. & Com. Code § 37.03
§ 37.03. Charges to Consumer Credit Account
A person who sells consumer goods and services through the use of a telephone solicitor may not make or
submit a charge to a consumer's credit card account unless:
(1)
the seller provides that the consumer may receive a full refund for
the return of undamaged and unused goods or a cancellation of services
by providing notice to the seller not later than the seventh day after
the date the consumer receives the goods or services and in which the
seller will process:
(A)
a refund not later than the 30th day after the date the seller
receives the returned merchandise from the consumer;
(B)
a full refund not later than the 30th day after the purchaser of
services cancels an order for the purchase of services not performed
or a pro rata refund for any services not yet performed for the
consumer;
(2)
the seller provides to the consumer a written contract fully
describing the goods or services being offered, the total price to be
charged, the name, address, and business phone of the seller, and any
terms or conditions affecting the sale and receives from the consumer a
signed copy of such contract; or
(3)
the seller is an organization that qualifies for and has obtained
an exemption from federal income tax from the Internal Revenue Service
under Section 501(c)(3), Internal Revenue Code of 1986 (26 U.S.C.
Section 501(c)(3)).
