9 V.S.A. § 2451a
§ 2451a. Definitions
For the purposes of this chapter:
(a)
"Consumer" means any person who purchases, leases, contracts for, or otherwise agrees to pay
consideration for goods or services not for resale in the ordinary course of his or her trade or business but
for his or her use or benefit or the use or benefit of a member of his or her household, or in connection with
the operation of his or her household or a farm whether or not the farm is conducted as a trade or business,
or a person who purchases, leases, contracts for, or otherwise agrees to pay consideration for goods or
services not for resale in the ordinary course of his or her trade or business but for the use or benefit of
his or her business or in connection with the operation of his or her business.
(b)
"Goods" or "services" shall include any objects, wares, goods, commodities, work, labor, intangibles,
courses of instruction or training, securities, bonds, debentures, stocks, real estate, or other property or
services of any kind. The term also includes bottled liquified petroleum (LP or propane) gas.
(c)
"Seller" means a person regularly and principally engaged in a business of selling goods or services to
consumers.
(d)
"Home solicitation sale" means the sale or lease, or the offer for sale or lease, of goods or services
with a purchase price of $ 5.00 or more, whether under single or multiple contracts, where the sale, lease, or
offer thereof is either personally solicited or consummated by a seller at the residence or place of business
or employment of the consumer, or at a seller's transient quarters, or solicited or consummated by a seller
wholly or in part by telephone with a consumer at the residence or place of business or employment of the
consumer. Transient quarters includes hotel or motel rooms, or any other place utilized as a temporary
business location. The term "home solicitation sale" does not include a transaction:
(1)
made pursuant to prior negotiations in the course of a visit by the consumer to a retail business
establishment having a fixed permanent location where the goods are exhibited or the services are offered for
sale on a continuing basis; or
(2)
in which the consumer has initiated the contact and specifically requested the seller to visit his
home for the purpose of repairing or performing maintenance upon the consumer's personal property. If in the
course of such a visit, the seller sells the consumer the right to receive additional services or goods other
than replacement parts necessarily used in performing the maintenance or in making the repairs, the sale of
those additional goods or services would not fall within this exclusion;
(3)
conducted and consummated entirely by mail; and without any other contact between the consumer and
the seller prior to delivery of the goods or performance of the services;
(4)
with a purchase price of under $ 25.00 where the consumer is not required to sign any contract,
receipt, sales ticket, evidence of indebtedness or other writing; and the goods, services or merchandise
purchased are capable of delivery or performance at one time;
(5)
pertaining to the sale or rental of real property, to the sale of insurance, to the sale of
securities by a broker dealer registered with the Securities and Exchange Commission or to the sale of
commodities by and any person registered with the Commodity Futures Trading Commission;
(6)
where, in the case of goods, the buyer may at any time:
(A)
(i)
cancel the order prior to delivery of the goods and receive a full refund for any monies
paid, or
(ii)
refuse to accept the goods when delivered, without incurring any obligation to pay for them
and receive a full refund for any monies paid, or
(iii)
return the goods to the seller and receive a full refund for any monies paid, and;
(B)
the buyer's right to cancel the order or return the goods without obligation or charge at any
time and receive a full refund for any monies paid is clearly and unmistakably set forth on the face or
reverse side of the sales ticket, and;
(C)
the goods or merchandise purchased under an agreement meeting the requirements specified in
paragraphs (A) and (B) of this subdivision are capable of delivery at one time;
(7)
solicited or consummated wholly or in part by telephone where the seller offers a full refund and
right of cancellation for at least ten days after receipt of the goods or services, and a full refund within
30 days of return of the goods or cancellation of the services or under terms no more restrictive than those
set forth in subsections 2454(a), (c) and (d) of this chapter, and the right of refund and cancellation is
conspicuously disclosed with the goods or services;
(8)
solicited or consummated wholly or in part by a federally-insured depository institution or its
subsidiary, affiliate, or parent organizations, or by a public utility regulated by the Federal Communications
Commission or the Vermont public service board.
(9)
in response to an order placed by a farmer for farm-related goods or services, whether in person, by
telephone, or otherwise, and the farmer has a preexisting open end credit plan with the seller.
(e)
"Business day" means any calendar day except Saturday, Sunday or any day classified as a holiday under
section 371 of Title 1.
(f)
"Purchase price" means the total price paid or to be paid for the consumer goods or services, including
all interest and service charges.
(g)
"Lessor" means a person engaged in a business of leasing goods to consumers.
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